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Finance/Investing
Paying it down faster
You might be shocked to know just how easy it is to pay off your mortgage faster. The little things that we buy every day mount up significantly over a year. To find out what your spending habits are, keep a record of everything you buy for a week or two. Here are ten things to save you money.
1. Cancel your newspaper subscriptions. You can read it online for free - and you have TV and radio.
2. Take your lunch to work. A $6.00 lunch every working day costs over $1800 for the year.
3. Pay off credit card debt quickly.
4. Smoke less. Your health will improve and so will your bank account.
5. Wait before you switch on heating or cooling. Warmer or cooler clothes cost less.
6. Cut back on eating out. Even Macca's costs more than you'd spend at home.
7. Gifts don't have to be expensive. Home baked biscuits or cakes for someone who works will be more appreciated than anything.
8. Search for free entertainment. The kids will love a campfire in the back yard.
9. Rent DVDs or give them as presents. Kids love to watch the same ones over. It's cheaper than a trip to the pictures.
10. Shop during sales or at thrift stores, but don't buy it unless you really need it.
Find a fixed rate home loan and home loan details online http://www.quickdirect.com.au/Content/FixedRate.aspx
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